Hertel & Konish WealthPoint Advantage

 

 

 

Our WealthPoint Advantage provides an integrated approach to balancing your total wealth planning needs. Depending on those needs, we identify and review your "WealthPoints" and create distinct strategies for each, addressing both your short and long-term planning goals. 

We use our Envision® planning tool to review your plan and keep it up to date with your changing life circumstances.
 

Email us to learn more.

 

 

Our WealthPoint Advantage Planning Strategy


 

Investment Management

We take an institutional approach to investment management and begin by creating your personal investment policy statement.

We address important impact points, including:

  • Stock options and restricted stock
     
  • Areas of concentrated risk
     
  • Alternative investments
     
  • Education planning

 

Tax Strategies

As we work to build tax efficiency into your WealthPoint strategy, we coordinate with your tax professional and examine different ways to address tax issues.

  • Tax impact of major life decisions
     
  • AMT analysis
     
  • Tax reduction strategies for business owners
     
  • Tax implications of stock benefit plans for corporate executives

 

Liability Management
and Asset Protection

To incorporate liability and asset protection issues, we build out balanced strategies for addressing your insurance and elder care needs.

As part of your asset protection strategy, we review the registration of your assets and also make sure you have a plan in place to address the risk of identity theft.
 

Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.

 

Wealth Transfer
Solutions

Planning ahead can help sustain your lifestyle throughout retirement and provide a lasting legacy for generations to come.

We help you with:

  • Fundamental estate review
     
  • Fundamental estate documents
     
  • Trusts and generation skipping strategies
     
  • Charitable solutions
     
  • Intra-family loans

Trust Services available through banking and trust affiliates in addition to non-affiliated companies of Wells Fargo Advisors.  Wells Fargo Advisors and its affiliates do not provide legal or tax advice.  Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state.
 

Retirement Planning 

Sustaining your lifestyle throughout retirement is a critical component of your WealthPoint strategy. We conduct discussions and use future modeling and scenario analysis to help address:

  • Liquidity events
     
  • Spending policy
     
  • Cash flow needs
     
  • Lifetime income solutions


 

Family Governance

Family governance is a multi-generational management technique to help ensure your family's values, traditions and wealth are passed on to future generations.  Our structured process helps you:

  • Define family roles and relationships
     
  • Provide financial education for younger children
     
  • Host family meetings
     
  • Set up a family bank structure
     
  • Establish "The 100 year plan"